The portfolio that helped you build wealth deserves another look before you ask it to support your retirement.
While you’re earning and contributing, you can give investments time to recover. Once you start relying on that money, the timing of withdrawals, access to cash and concentration of risk become much more personal.
That’s the argument behind my September 17 webinar for accredited investors.
We’ll examine how David Swensen approached portfolio construction at Yale, and which parts of that thinking an individual investor can reasonably apply. Yale had resources most of us don’t have. Understanding that difference is part of the session.
The first 5 segments cover the framework and the questions it raises:
1) Where concentration can hide in a portfolio that looks diversified.
2) How allocation, market timing and investment selection affect your results.
3) What individuals can and cannot borrow from an endowment’s approach.
4) How to evaluate income-producing investments without confusing steady distributions with safety.
5) What to understand about self-directed retirement accounts, including liquidity constraints and tax questions to discuss with your CPA.
In the 6th segment, I’ll explain the specific investment I use, along with its fees, restrictions and ways it could lose money. I’ll make that transition explicit.
You should leave with a better way to examine your existing portfolio, whether or not you ever invest with me.
I won’t predict the market or tell you to move your retirement account. I will explain the questions I believe deserve attention before you commit capital, including the circumstances in which a private investment may be a poor fit.
If you’ve accumulated substantial retirement assets and want to understand more clearly what you’re relying on, I’d welcome you to the session.
If you’d like to learn more about the WEBINAR, I will DM you a link to the registration page.
