Earn 10% Annually, Secured by Real Estate
A real estate debt fund for landlords who are done with all the hassles of property management and are ready to convert their equity into a higher level of monthly income.
Any returns mentioned on this website are targeted returns only. Not a guarantee. Securities offered only to accredited investors under SEC Regulation D, Rule 506(c). Past performance is not indicative of future results.
The ultimate goal of investing isn't to find the highest returning asset. It's to build an unshakable foundation that outlasts the noise of the current economic cycle.
You bought your first rental somewhere between 2008 and 2017. The numbers worked. Appreciation was a bonus. Today, that same portfolio sits on $400K to $1.5M in equity — and produces a cash-on-cash return that rounds to 3%.
Then there’s the gap. The property manager takes 8–10%. Maintenance reserves eat another slice. One vacancy month and a turnover wipes out the year. What’s left after the spreadsheet is honest with itself isn’t what the pro forma promised.
And the time. The midnight text about a water heater. The capex call you have to make on a roof you’ve never seen. The tenant who stopped paying in month four. None of that shows up in the cap rate. All of it shows up in your week.
At some point you notice that “passive income” was always a marketing word. The asset is real. The income is real. The passivity was never there.
You already know this. The question is what to do about it.
01 — Big Picture
A debt fund pools investor capital and lends it out as short-term mortgages secured by real estate. You stop being the equity owner. You become the bank.
02 — Short Term Bridge Lending
Short-term bridge lending is just lending against real estate. The property is the collateral. If the borrower stops paying, the lender takes the property — same as a bank. These loans are short-term with both upfront fees (origination fees) and interest income.
03 — Now Scale It
Multiply that across 100 loans, with different borrowers, at different points in their cycle. Your capital isn’t tied to one property, one tenant, or one zip code. It’s spread across a portfolio.
04 — Why It Matters
You’re first in the capital stack. If something goes wrong, you get paid before any equity investor sees a dollar. The property is the collateral. That position is the entire point.
COMPARISON | Owning Rentals Directly | Investing in the Debt Fund |
CASH-ON-CASH RETURN | 2–4% after fees, vacancies, and repairs | 10–12% target net to LPs |
TIME COMMITMENT | Ongoing: calls, decisions, capex, taxes | None. You're an LP. |
TENANTS | Yours to deal with | Not your problem |
CAPITAL STACK POSITION | Equity owner — last to be paid | Debt holder — first to be paid |
DIVERSIFICATION | Concentrated in 1–10 properties | Spread across dozens of loans |
LIQUIDITY | 60–90 day sale, agent fees, timing risk | 12 month lock-up period, then redemption windows |
TAX TREATMENT | Depreciation benefits, rental income | Taxed as a REIT |
No investment is risk-free. Borrowers can default. Property values can drop. What matters most is the fund manager — and that’s where due diligence comes in.
We focus on consistency over home runs. Every loan is short-term, 12 to 24 months. Every loan is in first position, meaning if the borrower defaults, this fund gets paid before anyone else. And every loan is underwritten conservatively, with a real cushion between the loan amount and what the property is actually worth.
Because the loans are short, the capital is always recycling. A loan matures, the principal comes back, a new loan goes out. That’s where the monthly income comes from — not from one big bet paying off, but from a steady cycle of small loans paying off on schedule.
The opportunity here is bigger than most people realize. Banks have pulled back hard from real estate loans. Borrowers who used to walk into a bank now have to find private lenders. That gap is what funds like this one are filling, and it’s growing.
1. Capital Preservation
I like Warren Buffet’s rules of investing. Rule #1: don’t lose the money. Rule #2: don’t forget the first rule.
2. Margin of Safety
I only work with lead sponsors that focus on capital preservation and conservative loan-to-value ratios.
3. Alignment of Interests
I invest my own capital alongside every investor in my fund. My financial outcome is directly tied to yours. I only earn when you earn.
4. Transparency
I believe my investors deserve to know exactly what their money is invested in. Investors in my income fund receive monthly updates from the fund manager. Every loan, every investment, every outcome is reported transparently.
Trent has been investing in real estate since 2013. He puts his own money into every fund he raises capital for — same terms, same lock-up, same risk as his LPs.
He’s walked away from deals that didn’t pass his due diligence. He’d rather miss a good deal than catch a bad one.
The work he does is the work most LPs don’t have time for: verifying loan tapes, spot-checking collateral, confirming public records, running background checks on fund managers, sitting on calls until the answers actually make sense.
He’s had wins and one loss and he talks about both.
He’s not a financial advisor. He’s a fellow investor who’s done the homework.
After you've seeing the data room, we expect that you'll have a few additional questions.
We help you to understand how much income our funds could generate for you each month.
You pick from our pre-vetted investment funds by selecting the ones that best match your priorities.
Distributions are deposited to your account monthly. No work required on your part.
Minimum investment is $100,000. Accredited investors only.
Book a consultation. We’ll help you to discover just how much income your equity could produce. No obligation, and NO hard sell.
For accredited investors only. $100K minimum.
This is a 506(c) offering. SEC rules require accredited investor status. In plain English, you qualify if any of the following are true:
01 – Individual income over $200,000 (or $300,000 combined with spouse) for the past two years.
02 – Net worth over $1 million, excluding your primary residence.
03 – Certain professional certifications (Series 7, 65, or 82).
